Practices
Jeannette Rovira co-chairs the firm’s Banking, Payments, and Fintech practice, advising banks, payments service providers and infrastructure developers, and non-bank financial institutions on a broad range of bank regulatory matters, critical developments in the payments ecosystem, complex issues confronting non-bank financial institutions engaged in banking-related activities, and supervisory and enforcement matters.
Jeannette has deep experience advising business, treasury, risk, compliance, and regulatory reporting teams. She has served as in-house counsel at a global systemically important bank, and at a large, complex financial institution, providing strategic guidance on high-impact regulatory and transactional matters. This background provides her unique insight into the specific needs of in-house attorneys, giving her uncommon ability to produce targeted, usable, and business-ready legal advice.
Key Areas of Focus
- U.S. banking laws, including the Bank Holding Company Act, Change in Bank Control Act, National Bank Act, Truth in Savings Act, and Federal Deposit Insurance Act
- Payments and money transmission laws, including the Dodd-Frank Act, Electronic Fund Transfer Act, Expedited Funds Availability Act, as well as payment network rules (g., NACHA).
- Bank powers, permissible activities, and affiliate transactions
- Chartering, licensing, and applications
- Regulatory reporting (g. Call Report), liquidity requirements and counterparty classification under the Liquidity Coverage Ratio rules
- Deposit matters, including brokered deposits and deposit insurance requirements
- Enterprise risk management frameworks
- Cross-functional issues at the intersection of banking and securities regulation
- Third-party service provider management and oversight
Jeannette is a trusted partner to senior leadership, collaborating closely with product and deal teams on complex transactions and innovative fintech partnerships involving both bank and non-bank entities. She is known for delivering practical, business-oriented solutions in highly regulated and rapidly evolving environments.
Jeannette has key regulatory relationships with the Federal Reserve, FDIC, and OCC, and is well-known for her advocacy efforts in representing clients before the federal banking agencies. She is a frequent speaker on banking and financial services topics and has participated in industry conferences hosted by organizations such as SIFMA and fintech forums nationwide.
Jeannette received her J.D. from The George Washington University Law School and her B.A. from The University of Texas at Austin. She is also active in several professional organizations, including the Federal Bar Association, where she serves as the secretary of the Banking Law Executive Committee; and the American Bar Association.